AI built for MCA
Upload a file. Ask anything. Underwrite instantly. Free credits every day, no credit card needed.
What it does
- Parses every statement: transactions, true revenue, NSFs, negative days, daily balances.
- Finds the whole stack: existing MCA positions, remits, withholding, payoff dates.
- Builds the file for you: merchant, deal, documents, and alerts, saved and ready to work.
- Answers questions: ask about revenue, positions, risk, or cash flow in plain English.
- Deal pipeline: track every MCA application from new lead through approval, contracts, and funding.
- Auto SOS, court, and EIN checks: business standing, court records, and TIN matching from inside the file.
- Generate contracts: create and e-sign funding contracts, with state disclosures computed for you.
- Funding platform: full post-funding servicing with schedules, payments, and syndications.
- Email from the CRM: communicate with merchants and brokers directly inside the pipeline.
Frequently asked questions
- What is Simple MCA? AI built for merchant cash advance, on top of a full platform: intake, statement parsing, underwriting checks, offers and contracts, and post-funding servicing.
- What happens when I upload a bank statement? It is parsed in minutes into categorized transactions, true monthly revenue, daily balances, NSF and negative-day signals, and any existing MCA positions.
- Can I ask questions in plain English? Yes: revenue, active positions, payment issues, and file risks are answered from the merchant's own transactions.
- Do I need a credit card to start? No: sign up with your work email or Google and get free credits every day. One credit covers a typical statement.
- Can it detect existing MCA positions? Yes: funder debits are recognized and grouped into positions with estimated payment frequency and monthly load.
- What underwriting checks are automated? Secretary of State standing, state and federal court records, EIN/TIN verification, and background checks.
- Are contracts automated? Yes: contracts auto-generate with state disclosures and send for e-signature in one click.
- Can it auto-decline deals? Yes: configurable rules decline non-qualifying applications automatically, with decline emails.
- Does it report on accounts receivable? Yes: the AR Report ranks a merchant's depositors and detects real contact info (phone, email, AP contact) for outreach.
- How fast can I get started? Same day: no setup fees, no onboarding project.
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